A LITTLE ABOUT ME
Cheryl Watkins is a seasoned real estate broker and mortgage loan originator based in Atlanta, Georgia, with a career spanning over 12 years in business management and 28 years in the retail industry. She currently serves as the broker at About You Realty, Inc., where she assists clients in buying and selling homes, guiding them through each step of the process.
Cheryl has demonstrated a strong track record in the real estate market, helping over 150 families with properties ranging from $165,000 to $1.5 million, with an average price of $446,000. Her specialties include representing both buyers and sellers, relocation services, foreclosure assistance, and property management.
In addition to her real estate expertise, Cheryl has a strong background in the mortgage business. She provides tailored mortgage solutions for homebuyers, with a focus on making homeownership accessible and affordable for a variety of clients.
One of the unique offerings Cheryl provides is 102% financing programs, which allow buyers to purchase a home with no down payment. This type of financing is ideal for those who may have the creditworthiness to secure a loan but do not have the funds readily available for a traditional down payment. In addition to no down payment, these programs also include financing for up to 2% of closing costs, further lowering the financial burden for the buyer.
Cheryl specializes in providing mortgage solutions for different types of properties, including manufactured homes, through the USDA Pilot Program. This program is particularly valuable for clients with lower credit scores (starting from 580 and above) as it offers more flexibility than conventional mortgage programs.
With her in-depth understanding of both real estate and mortgage lending, Cheryl acts as a one-stop resource for her clients, guiding them through not only the process of purchasing or selling property but also securing the appropriate financing to make their homeownership goals a reality. She tailors mortgage advice based on each client's individual financial situation, ensuring they get the best deal possible for their needs.
Clients have praised Cheryl for her professionalism, responsiveness, and dedication. One client noted, "She goes that extra mile to make you feel comfortable in your home buying/selling decision."
Cheryl maintains an active presence on social media, sharing updates and insights related to real estate and mortgage services.