Commercial Loans

What is an Commercial loan?

Commercial real estate loans are financing programs designed to help individuals and businesses purchase, refinance, or develop income-producing properties. These properties may include office buildings, retail centers, warehouses, apartment buildings, or other business-use real estate.

With a commercial loan, borrowers can access larger financing amounts, flexible terms, and customized repayment structures depending on the type of property and business needs. These loans are commonly used by investors, business owners, and real estate professionals who want to acquire or expand commercial property investments.

Commercial Real Estate Loans

Rental Property Loans (DSCR Loans)
  • Single-family homes, duplexes, triplexes & apartments
  • No personal income needed – qualify with rental income
  • Airbnb & short-term rental financing available
  • Up to 80% financing for purchases & refinances
Fix & Flip Loans
  • Up to 90% purchase + 100% rehab financing
  • Fast approvals & closings – 7-14 days
  • Interest-only payments during renovation
  • Exit with a sale or refinance into a rental loan
New Construction & Subdivision Loans
  • Single-family, townhomes, apartments & large developments
  • Interest-only payments during construction
  • Financing for builders & developers
  •  
Multi-Family & Apartment Building Loans
  • 2-100+ unit apartment complexes & mixed-use buildings
  • Bridge loans & permanent financing available
  • Up to 80% LTV for acquisitions & refinances
Office, Retail & Storefront Loans
  • Office buildings, strip malls & mixed-use properties
  • Owner-occupied & investment commercial spaces
  • Cash-out refinancing available
Hotel & Airbnb Investment Loans
  • Boutique hotels, motels & extended stays
  • Short-term rental financing for Airbnbs & vacation properties
  • Refinance options for cash-out or better rates
Why Work with The Lending Village?
  • Fast Approvals & Funding – Get pre-approved quickly so you don’t miss out on deals
  • Investor-Friendly Terms – DSCR, fix & flip, new construction, & commercial loans tailored for real estate investors
  • Creative Financing Solutions – No tax returns? Need 100% rehab funding? We got you covered
  • Expert Guidance – We know the game and help you navigate the process with ease
  •